Are you a college student that is struggling to get your finances in order? If so, you are not alone. College students are just starting out in life. Having to juggle paying for school and still have enough money to have a good time isn’t easy. If you find yourself in that group of people, then you have come to the right place. Today, we are going to learn some tips that will help you with your finances and still have a little money left over after paying your bills.

Respect Your Credit

One of the most important financial tools that you will receive when you are in college is your first credit card. But once you receive it, that doesn’t mean that it’s an excuse to go on a shopping spree. Make sure that you use your credit card wisely and only use it during emergencies. If you do swipe your card, always make sure to pay down the balance before the end of the month.

Do Some Cooking On Your Own

Instead of eating out all of the time, why not cook a few meals a week in your dorm or apartment? This will save you tons of money and you will learn some valuable cooking skills at the same time! Getting together with friends for a night can be just as fun as going out to dinner.

Save Money by Renting Books

We all know just how expensive college textbooks can be. But luckily, there is a way to save money in the book department. There are many book rental companies out there that will gladly loan you the books you need for a fraction of the purchase price. When you finished, simply send the book back in the mail. What’s not to love about that?

Leave the Car at Home

If you are going away for college, it is tempting to carry your car along with you. But if you leave it at home and use public transportation, you will save lots of money. Gas and wear and tear on the vehicle can really start to add up, so why not limit your costs by giving the keys to your parents?

Only Borrow What You Need

It may be tempting to take out more than one student loan. But this can be really put you in a bind at the end of your college career. Instead, only take out enough loans to cover your basic costs such as tuition, books, and student housing. If you need more money, you can always get a part-time job around campus. Many retail companies will allow you to work around your class schedule.

Take as Many Classes as Possible

When signing up for classes at the beginning of each semester, try to take a full load. By taking the maximum amount of classes each period, you will get to finish your degree much faster. This will save you a ton of money in the long run by not having to spend extra dollars on housing and eating out.

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